Quarters Canada's first housing rewards program — now open to business partners
Quarters for Business

Join the rewards network.

Your customers earn housing rewards every time they spend with you. You get visibility into them — including how they spend everywhere else.

Get Started → See how it works
No integration required Live in 24 hours You don't fund the rewards
Merchant Dashboard
Café Maison
Live
284
Members
$8.4k
Spend
68%
Return
Customer Wallet Share
Your Business
62%
Competitor A
23%
Competitor B
10%
Other
5%
Avg. visits / member / month
3.2×
Members with renting goal
78%
Opportunity

116 members also spend at a nearby competitor — a campaign could recover that share.

New member reward
Sarah earned at Café Maison
+$0.33 → housing goal
Restaurants Retailers Property Managers Banks & Fintechs Delivery Platforms BNPL Providers Card Networks Gyms & Wellness Grocery Restaurants Retailers Property Managers Banks & Fintechs Delivery Platforms BNPL Providers Card Networks Gyms & Wellness Grocery
What you get

One subscription. Three things that work.

Rewards for your customers. Intelligence about them. Tools to reach them. Everything from day one.

Rewards
Always-On
Rewards for
your customers

Housing rewards fire every time a Quarters member spends with you. Automatic, passive, no action required from you or them.

Quarters funds the rewards — not you
Network
Network
Partnership
status

Display the Quarters partner badge in store, online, at checkout. Tell your customers that spending with you earns them housing rewards.

Signage, digital assets, co-marketing
Intelligence
Intelligence
See beyond
your relationship

Your dashboard shows how members spend with you — and everywhere else. Wallet share, competitor data, housing goals.

Competitor insights included
Campaigns
Campaigns
Reach the
right members

When you want to do more — re-engage lapsed customers, boost a slow period — Quarters runs it for you.

Add-on · pay on attributed spend only
Member Intelligence

You don't just see your customers. You see everything around them.

Every Quarters member populates multiple business dashboards simultaneously. In yours, you see their full financial picture — how they spend with you, how they spend everywhere else, and where you stand relative to your competitors.

Join the Network →
Member View — Sarah K.
Renting · 8mo active
Monthly Spend Distribution
How this member's spend is distributed this month
Wallet share by business
Your business
$186
Competitor A
$114
Competitor B
$66
Other
$36
62%
Your wallet share
3.4×
Visits per month
↑18%
Spend vs last month
High
Retention likelihood

Sarah also spends $114/mo at Competitor A — a targeted campaign could recover that share.

How Rewards Work
M
Most businesses
Merchants & Platforms
Restaurants · Retailers · Property Managers · Delivery · BNPL
At the transaction
Every purchase earns
B
Financial institutions
Banks & Fintechs
Chequing · Savings · Mortgages · Cards
+ Stacks
On top of merchant
C
Payment networks
Card Networks
Visa · Mastercard · Amex
+ Stacks
Broadest layer
One purchase, three layers
Rewards stack automatically

The more of the network a member touches, the more they earn toward home.

A member who banks with a Quarters partner, shops at a Quarters merchant, and rents from a Quarters property earns at every layer simultaneously. Every business that joins makes it more valuable for every other business — and more compelling for every member.

By Business Type

Find your place in the network.

Merchants & Platforms

Your customers earn every time they visit.

Restaurants, retailers, gyms, delivery platforms, BNPL providers — if your name appears in a transaction, your customers can earn housing rewards there. Joining means you can tell them that.

  • Rewards assigned at the transaction — no integration needed
  • Quarters partner badge for your storefront, counter, or checkout
  • Dashboard showing member visits, spend, and competitor wallet share
  • Campaign tools available when you want to drive more action
Café Maison
Live
284
Members
$8.4k
Spend
68%
Return
Avg. visits / member / month3.2×
Members spending at competitors41%
Your avg. wallet share58%
Members with renting goal78%
Opportunity

116 members also spend at a nearby competitor — a targeted campaign could recover that share.

Property Managers

Your residents earn for living here.

Every rent payment earns housing rewards — automatically. Joining gives your building a differentiator no competing property can match. Subscription is priced per door.

  • Rewards assigned on every rent payment — automatically
  • Attract and retain residents with a meaningful housing benefit
  • Portfolio-level dashboard across all your buildings
  • Priced per door — scales naturally with your portfolio
Camden Properties
Live
142
Residents
94%
Retention
38
Doors
Residents actively earning89%
Avg. resident tenure22 mo
Residents with buying goal34%
At-risk residents12
Opportunity

Run a lease renewal boost before your next vacancy cycle — reward residents who re-sign early.

Banks & Financial Institutions

Every transaction on your card earns toward home.

When a member banks with you, every transaction earns Quarters rewards regardless of where they spend. It stacks on top of merchant-level earning.

  • Rewards on all spend from your account or card — everywhere
  • Wallet share and competitor card usage in your dashboard
  • See FHSA-eligible, mortgage-ready, and actively searching members
  • Premium subscription tier — priced for platform-level reach
EQ Bank
Live
4.2k
Members
$2.1M
Spend
62%
Primary
Members with competing savings38%
FHSA-eligible members1,840
Avg. wallet share vs competitors54%
Actively searching to buy620
Opportunity

Reach 1,840 FHSA-eligible members with a boosted earn event tied to account opening.

Card Networks

Give every cardholder a reason to choose your network.

A card network partnership puts housing rewards on every transaction across your entire network. One partnership, millions of cardholders.

  • Housing rewards on every transaction across your network
  • Stacks additively with bank and merchant level — never exclusive
  • No individual issuer onboarding required
  • Card network partnerships are direct — contact us to begin
Card Network Partner
Active
—
Cardholders
—
Transactions
—
Rewards
CoverageFull network
StackingAdditive
StructureDirect partnership
Get in Touch

Card network partnerships are scoped directly. Contact us to begin the conversation.

Why Quarters

A network that exists before you join.

Quarters doesn't need businesses to work. The rewards program runs independently — backed by the real estate transactions members are working toward. Businesses join because the audience is valuable, not because Quarters needs them to.

Join the network →
24K+
Members earning rewards
$2.1M+
In rewards earned
$180K+
Redeemed toward housing
4.8★
App Store rating

Ready to jointhe network?

Tell us about your business and we'll walk you through what joining looks like — no integration, no complexity, live in 24 hours.

Get in Touch →

No integration required · Live in 24 hours · hello@myquarters.ca